Franz Kafka [a] 3 July — 3 June was a German-speaking Bohemian novelist and short-story writer, widely regarded as one of the major figures of 20th-century literature. His work fuses elements of realism and the fantastic. It has been interpreted as exploring themes of alienation , existential anxiety , guilt , and absurdity. The term Kafkaesque has entered the English language to describe situations like those found in his writing.
A Study on Credit Risk Management and Performance of Private Bank in Bangladesh
The BIS hosts nine international organisations engaged in standard setting and the pursuit of financial stability through the Basel Process. While financial institutions have faced difficulties over the years for a multitude of reasons, the major cause of serious banking problems continues to be directly related to lax credit standards for borrowers and counterparties, poor portfolio risk management, or a lack of attention to changes in economic or other circumstances that can lead to a deterioration in the credit standing of a bank's counterparties. This experience is common in both G and non-G countries. Credit risk is most simply defined as the potential that a bank borrower or counterparty will fail to meet its obligations in accordance with agreed terms. The goal of credit risk management is to maximise a bank's risk-adjusted rate of return by maintaining credit risk exposure within acceptable parameters.
Financial Innovation volume 5 , Article number: 44 Cite this article. Metrics details. This study aims to identify risk management strategies undertaken by the commercial banks of Balochistan, Pakistan, to mitigate or eliminate credit risk. The findings of the study are significant as commercial banks will understand the effectiveness of various risk management strategies and may apply them for minimizing credit risk.