Online payment literature review

Skip to search form Skip to main content You are currently offline. Some features of the site may not work correctly. This is due to its efficiency, convenience and timeliness. It is a payment system that is continuously being embraced and adopted in the financial system of both developed and developing countries with a view to simplify and ease payments in business transactions.
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Facilitating the adoption of e‐payment systems: theoretical constructs and empirical analysis

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So e-commerce refers is the buying and selling of goods and services, or the transmitting of funds or data, over an electronic network, primarily the Internet. These business transactions occur either business-to-business, business-to-consumer, consumerto-consumer or consumer-to-business. The terms e-commerce and e-business are often used interchangeably. E-commerce is conducted using a variety of applications, such as email, fax, online catalogs and shopping carts, Electronic Data Interchange EDI , File Transfer Protocol, and Web services. So online payment refers to money that is exchanged electronically.
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According to Matem Mostafa the telecommunication companies need an effective and accurate billing system to be able to assure their revenue. Billing systems process the usage of network equipment that is used during the service usage into a single Call Detail Record CDR. The billing process involves receiving billing records from various networks, determining the billing rates associated with the billing records, calculating the cost for each billing record, aggregating these records periodically to generate invoices, sending invoices to the customer, and collecting payments received from the customer. Billing system is very complex starting from network elements that generate usage to the billing system to usage collection, mediation, rating, and invoicing. The system user navigates through the company site and views company services, and he decides to order one of the available services.
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